Starting a Roth IRA for a Teen
Want to give your child or grandchild a financial head start? A Roth IRA might be a choice to consider. Read on to learn more about how doing this may benefit both of you.
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Important Birthdays Over 50
Most children stop being ?and-a-half? somewhere around age 12. Kids add ?and-a-half? to make sure everyone knows they?re closer to the next age than the last. When you are older, ?and-a-half? birthdays start making a comeback. In fact, starting at age 50, several birthdays and ?half-birthdays? are critical to understand because they have implications regarding your retirement income.
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Please Leave Home Without It
Concerns over identity theft continue to grow, especially with the news of data breaches at major companies and financial institutions. Unfortunately, you have little control over when a company is hacked, but you do have control over your own actions. Here are ten things to leave at home.
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How Insurance Deductibles Work
An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the type of insurance, a policy may set the amount of deductible, or offer you the ability to select a deductible amount. Deductibles serve a dual purpose: they save the insurance company money (including the administrative cost of processing small claims) and may help keep your premium costs lower.
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